HOUSE OWNERS / HOLDERS INSURANCE

House Owners

This policy protects owners of private dwelling houses against loss of property e.g  fixtures and fittings caused by fire.  This cover is a fire and special perils cover.

House Holders

The NIC Householder Insurance Policy covers the insured’s building, fixtures and fittings, contents, jewellery and valuables, as well as public liability benefits.

Scope of cover
Depending upon the property insured; the cover extends to protect the insured against

  • Fire and allied perils.
  • Burglary, housebreaking, larceny or theft.
  • Loss or damage by accident or misfortune.
  • Legal liability towards general public
  • All Risk Cover for selected unavailable items

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Other Related Products

Travel Insurance

This policy is designed to provide financial protection and peace of mind while travelling locally or internationally. It safeguards the insured against unforeseen events that may occur

Motor Insurance Cover

Designed to protect the insured against loss of or damage to their vehicle, as well as liability for damage to third-party property, bodily injury or death arising from traffic accidents.

Goods in Transit (Inland Transits)

This policy covers loss or damage to insured goods whilst in transit on land by any vehicle ,train, inland waterway including loading and offloading, against loss or damage by fire, lightning, theft and accidental means.

Fire and Special Perils

This policy Indemnifies the insured for accidental physical loss, destruction or damage to the property insured by any cause other those specifically excluded occurring within the geographical area specified at any time

Group Personal Accident

This policy provides compensation to employees, their families, or organized groups against accidental death or bodily injury, in accordance with the benefits specified in the policy and liability under the Workers Compensation Act, Cap 225 (2000)

Theft / Burglary

This policy covers against the risk of loss or damage to the insured property whilst on the premises as a result of theft following actual forcible and violent entry or exit from the premises.